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I liked your method on how you explained yourself on Real Life budget. It took me 1 year to be able to pay off my debt... And yes it was shameful. But I've been doing ok now.

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Great video 💗🌷

I do this using your older method (clear envelopes). Great ways to organize!

I can't hear the video.

Hello nice video do you had a monthly saving budget book that can keep my savings plan.take care.❤😊🙏🙏❤

Where do we find the saving goals cover sheet?

I would put the marathon under "hobbies" if you have that category.

If you’re on a fixed income, buy a house where there’s no jobs

I pay for to two monthly plan but you never sent me nothing I think you are a big thief .

Hi I have been binge watching your videos. I do wish you would come back. I finally started my highlighting budgeting today. Wish me luck with it also taking a 1/4 of my house payment each week. Thank you for what you do

This is really good information for someone moving out on their own for the first time. I remember the first time I moved out of my parents house about 50 years ago. I said oh no, I have to buy toilet paper too!? It was a big surprise of all the things I had to purchase for which I was totally unprepared. Thank God for a very understanding mom and dad.

So sorry to hear about your mom. My mom passed away in April as well. Love this video, you dud great

Hi, new subscriber here! Great content!❤

I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Reynold Felicia

I will be forever grateful to you, you changed my whole life and I will continue to preach on your behalf for the whole world to hear you saved me from huge financial debt with just a small investment, thank you Reynold Felicia

Are there any videos of single parent budgets with more than 1 child?

It would be better to just have one full time job that pays more. A teenage girl with special needs needs her mom around and not gone all the time working. Also why do people buy homes with HOA fees? It makes no sense

Something that I don't see mentioned often and wish I did is getting rid of the Kindle subscription and joining your local public library. Most have the Libby app for ebooks, and even if you think your town is too small to have anything good most libraries are part of some kind of network that allows for interlibrary loans. Plus many libraries offer so many other programs and funding is so often dependent on people actually using services. Guys please save money and join (and use!) the library!

Hello does anyone know how to get the monthly savings challenge envelopes for 2024..I was getting an email where I got the first three but none since April..:)

Ive missed watching these ❤

Love these videos. Hopefully they will help me out too ❤❤❤

Hi, Your grandma fan here…you are truly an amazing woman and homemaker. Hope you are very proud of yourself. You truly have a gift. 👏🫶🏻 wish I had your advice when I was a young mom.

I watched one of your old videos and saw how you have separate accounts for your sinking funds. I had the ability to do that as well. Got it all done including monthly transfers to each account. It will make my life so easy. Just wanted to say thank you for all your help!

I just started using your workbook in March. Now I'm going through and watching your past videos. THIS ONE has been very helpful. I kinda did this on my own, but this has given me ideas to watch and evaluate further. My husband died late last year. He was self employed. I lost his income completely. I'm on SSDI. I'm not able to increase my income. I'm going to need to sell my house (I own it outright) so I plan on selling items that I might be able to get decent money for. I'm figuring that anything that won't sell for at least $50 is going to be donated. I only have one debt: a Home Equity loan. The principal left is approximately $18K. (5% APR) I pay more than the minimum each month, and throw anything extra that I can on it. I would love to have one of your "makeover" plans to see what I might have missed. Anyhow, thank you so much for this channel. You're helping me more than you know. I'm determined to do well and be a good steward of what I have. I'm sad that my husband died, but I want to live! ❤

ive missed this series so much! my baby is turning 1.5yrs and i remember binge watching this series throughout my entire third trimester!!

Im coming up to this a year later. Can you please link the article mentioned about the starting balance part? I feel like that is something I'm not doing the way you are and it's frustrating me because I account for my bills ahead of time and I'm getting frustrated

No refund policy for her New 100 day envelope system in a box. Too small of envelopes to fit larger amounts and they are not laminated so the durability is questionable. I will always love and recommend her newsletters, system and the "Budget by Paycheck". I have bought one for a Christmas gift and my daughter's birthday gift.

Hi Miko! I LOVED THIS VIDEO! Can you make this video every month and put it on UA-cam? This information was super helpful! I really enjoyed watching it! Thank you for all you do Miko and for always sharing your knowledge with us! Love ya!!! ❤️🥰😘

In US you made all receipes so complicated adding this and that. In Italy salad pasta has as condiment: salt, pepper, olive oil and some mayo, if you like it. That's it. Light and full of taste.

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I appreciate this type of video. In this budget I would definitely look closer at the eating out and grocery bill portions. It seems excessively high for 2 people. I bet with a little meal planning and grocery list that bill could be lower. Make eating out more of a special treat versus a "I am tired, drive through it is." It is amazing how one less meal out/or drink can add up to great savings. I wish you great luck! It can be done.

I'm SO HAPPY that you're doing videos on UA-cam again!!! I listen to(and sorta watch) them when I'm dashing!!!

Love your videos. Such an inspiration. Ive learned so much.

Is there a video where you show how you saved for the house in over a year? I'm still not understanding how this is achieved. In your talking head on buying the house with cash, you don't answer the question, so I'm wondering if there's a video that shows your budget breakdown where you saved that much money after you announced on your blog you were buying a house with cash? I'd love to do the same!

These are my favorite, and I've missed them so much!!!

❤Love your content ✨️ been watching u and learning for a while so educational ❤these videos are life changing and I use to be a payday loans girlie had 7 years ago but when u add up that interest it definitely can be stuffed somewhere else ty ty and your sleeve tattoo my son is 9 he and I are in ❤

Thank you for this series 💝🌺 👌

Gym membership might be to cover the kids daycare.

Wow she needs to really focus on paying back those HOA fees, because they can actually foreclose on your condo if you get too behind on them!

I'd be inclined to use the SSI payment for all daughter items (monthly and long term) and use her own paychecks for herself.

I started this with my husband in different bank accounts for Christmas and he loved, so this year we are making for all birthday, holidays, Christmas, everything, and we are having 2 holidays, its the best thing ever.

I’d love to see more videos like this!

1st Just my opinion she should take her X to FAMILY COURT SO THE CHILD SUPPORT COMES EIGHT OUT OF HIS CHECK 2. Take out and alcohol 0 I3All of the Mosi Netflix ect Cancel

To be a successful business owner and investor, you have to be emotionally neutral to winning and losing. Winning and losing are just part of the game. Risk comes from not knowing what you are doing.

How do I do this as an entrepreneur whose monthly income is never the same?

Having worked for Non-profit in my younger years as a single mom, though I loved it, I had to move to the private sector to be paid for what I was doing. Career change would be first on my list. The cell phone amount stressed me out, lol. I just paid $180 for a year of mint mobile BUT, after paying for 15g of use I found I use around 1g so I was able to take the lowest subscription. I would definitely shop around on that cell phone. Gym membership also stood out to me since you work for a gym. You look in good shape being mostly debt free so some tweaking should bring you great success. Good Luck Meghan!!!

I started budgeting cause I came across one of your videos by mistake lol...I was doing so good but I got caught up in spending money on all the pretty savings challenges and now I'm back at the beginning😢

I need help...can u assist me